2019 Annual Shareholder Meeting

Note: If you plan to attend the meeting in person, please bring your photo ID, and either the notice or card addressed to you on behalf of us or your broker or your brokerage statement as of April 15, 2019. Please see the materials you received for details. We will not admit anyone, including guests of shareholders, who does not have these documents.

This presentation contains certain business outlook discussions and makes other forward-looking statements. Such statements are predictions based on our expectations at the time they were made. Actual events or results could differ materially due to a number of risks and uncertainties, including those disclosed in our most recent Form 10-Q or Form 10-K filed with the SEC. Such forward-looking statements represent our views as of the date when they were made, should not be relied on thereafter, and we disclaim any obligation to update them after such date.